newmom.ca is owned and operated by Knowledge First Financial Inc. For purposes of this policy, a Knowledge First Financial Company or Knowledge First Financial refers, individually and collectively, to Knowledge First Foundation, Knowledge First Financial Inc. and any and all subsidiary and affiliated companies. When we refer to “we”, “us” or “our”, we are referring to Knowledge First Financial.
Knowledge First Financial recognizes our responsibility to protect the personal information that you provide to us. In brief, “personal information” is information that can be uniquely identified with you, such as your full name, address, e-mail address, phone number, due date, birthdates, and comments or inquiries you have made about our services.
PLEASE READ OUR PRIVACY STATEMENT IN FULL.
This Privacy Statement applies to individuals we deal with only in Canada. Knowledge First Financial does not control the content or the privacy policies of third party on-line resources to which our web sites may provide links and this Privacy Statement does not, therefore, apply to any such resources.
BY USING THIS SITE, YOU AGREE WITH THE TERMS OF THIS PRIVACY STATEMENT. WHENEVER YOU SUBMIT INFORMATION VIA THIS SITE, YOU CONSENT TO THE COLLECTION, USE, AND DISCLOSURE OF THAT INFORMATION IN ACCORDANCE WITH THIS PRIVACY STATEMENT. PLEASE BE SURE TO READ THIS ENTIRE PRIVACY STATEMENT BEFORE SUBMITTING INFORMATION TO THIS SITE.
Please CONTACT US if you have any questions about this Privacy Statement.
2. Identifying Purposes
Knowledge First Financial collects personal information for a variety of purposes relating to the operation of our business and the delivery of services to you. Unless required or permitted by law, we will not use or disclose, for any purpose other than as described in this Privacy statement or as otherwise communicated to you, the personal information that has been collected without first identifying and documenting that purpose and obtaining your consent.
Consent to the collection, use and disclosure of your personal information may be given in various ways. Consent can be express (express consent may in writing or electronic), implied (such as when you provide your name and address in order for us to send you products or information you have requested). By providing us with your personal information, you give us express consent to our collection, use and disclosure of such information, including consent to be contacted for the purpose of discussing the information we have provided to you, as described in this Privacy Statement and in accordance with Canadian Anti-Spam Legislation and, in the case of contact by telephone, even if you have registered on the national Do Not Call List.
If you have provided us with personal information and wish to withdraw your consent to its retention, use or disclosure, please contact us.
4. Contact Us
Our Privacy Statement refers in various places to you contacting us in order to:
receive information or special offers;
- receive a copy of the most current version of our Privacy Statement;
- withdraw your consent to our retention, use or disclosure of your personal information;
- access or correct your personal information; and,
Any requests must be made in writing through one of the following means.
You may contact us by:
- Writing to us at the following address:
Knowledge First Financial
Attention: Chief Privacy Officer
50 Burnhamthorpe Road, West
Mississauga, Ontario L5B 4A5
- Faxing us at (877) 326-8724, attention Chief Privacy Officer
- E-mailing us at email@example.com
5. Limiting Use, Disclosure, and Retention
Limiting Use: Knowledge First Financial uses personal information about you only for the purposes for which it was collected.
Limiting Disclosure: Knowledge First Financial does not disclose your personal information other than as described in this Privacy Statement or otherwise with your consent, unless permitted or required by law.
Limiting Retention: Personal information will be retained only as long as necessary to fulfill the purposes for which it was collected or in accordance with applicable laws and Knowledge First Financial’s retention policies.
Knowledge First Financial will strive to ensure that personal information is as accurate, complete and up-to-date. However we will not routinely update personal information. In general, we will rely upon you to provide accurate and complete information and to advise us if circumstances change over time. If you contact us with a request, we will take appropriate steps to update or correct the personal information in our possession that you have previously provided to us.
Personal information about you is protected by security safeguards appropriate to the sensitivity of the information. Knowledge First Financial will take appropriate steps to ensure that personal information about you is protected from unauthorized access, disclosure, copying, use or modification.
Although we have enacted security measures, we cannot guarantee that security of any information that you submit via email or over the Internet. Submission of personal information using such networks is done at your own risk, since no Internet transmission is ever 100% secure or error-free (in particular, emails sent to or from our web sites may not be secure). You should take special care in deciding what information you send to us via email or posting on our web sites. Moreover, where you use passwords, ID numbers or other special access features on our web sites, it is your responsibility to safeguard them. Our web sites may contain links or references to other web sites to which this Privacy Statement does not apply. Knowledge First Financial is not responsible for the data collection and use practices of companies or organizations to which we may provide links. We encourage you to read the privacy statement/policy of every web site you visit.
Knowledge First Financial will respond to your requests when you contact us to provide you with more detailed information about our policy and practices regarding the collection, use, and disclosure of personal information about you.
9. Individual Access
Please contact us in writing if you would like to request access or correction of your personal information. We may need to verify your identity before searching for or providing you with your personal information. We will respond to you within thirty (30) days after the written request for access or rectification has been received or will notify you during that period if a longer period is required by us in order to fully address your request, provided that an extension of such thirty (30) day period is permitted by applicable privacy laws. Requests are subject to some access exceptions as prescribed by law. Any exceptions to providing you with access to your personal information must be approved by the Chief Privacy Officer.
10. Challenging Compliance
When you contact the Chief Privacy Officer, please let us know how you provided us with your personal information and particulars of the information. For example, please provide that name of the web site or other online resource to which you provided information if you provided it electronically, as well as the nature of the information that you provided.
This Privacy Statement was last updated on September 1, 2015.